Certain services included in your plan may be provided by third-party providers outside Vasukutumbkam Health Private Limited, such as the Expat Assistance Programme, Travel Security services, fitness app, Second Medical Opinion, and telemedicine services. If these services are part of your plan, they will be listed in your Table of Benefits. These services are subject to your acceptance of both the terms and conditions of your policy and those of the third-party providers. Please note that geographical restrictions may apply. The fitness app does not offer medical or health advice, and the wellness resources provided within Olive are for informational purposes only. These resources should not be considered a substitute for professional medical, physical, or psychological advice. They are also not intended to replace any diagnosis, treatment, assessment, or care that you may require from your doctor. By using these services, you acknowledge and agree that Vasukutumbkam Health Private Limited is not responsible or liable for any claim, loss, or damage arising directly or indirectly from your use of these third-party services.