Taking care of you and your team
Supporting your team and your organisation to flourish
This benefit provides a lump sum to the insured employee in the event of a loss of limb or limb function as a result of an accident, when the dismemberment has taken place within 365 days of the accident.
In the unfortunate event of the insured employee’s death due to an accident, this benefit provides an additional lump sum to beneficiaries, when the death has taken place within 365 days of the accident.
This cover provides financial security for up to two years to an insured employee who is unable to perform the material and substantial duties of their role as a result of an accident or illness.
Long-term Disability cover provides financial security for insured employees who, as a reult of an accident or illness, are unable to carry out:
1. The material and substantial duties of their own occupation, and
2. Any suitable occupation (based on education, skills and experience)
Permanent and Total Disability cover provides a lump sum to insured employees who become permanently and totally disabled as a result of an accident or illness.
Permanent and Total Disability cover provides a lump sum to insured employees who become permanently and totally disabled as a result of an accident or illness.