Expat Assistance Programme

Feel supported

What is the Expat Assistance Programme?

The Expat Assistance Programme (EAP) provides 24/7 counseling support for mental health and various aspects of personal and professional well-being. This comprehensive service includes assistance in areas such as legal and financial guidance, child and elder care, career services, nutrition advice, and more.

With the EAP, you can rest assured that whatever challenges life presents, reliable support is always within reach.

Enhanced international life insurance benefits

We work with companies all around the world, in many different sectors and industries. We know that your needs will vary, depending on your business and your employees, so we’ve designed a range of benefits you can add to your cover, giving you the flexibility to build the right plan for you and your team.

Accidental Dismemberment

This benefit provides a lump sum to the insured employee in the event of a loss of limb or limb function as a result of an accident, when the dismemberment has taken place within 365 days of the accident.

Accidental Death

In the unfortunate event of the insured employee’s death due to an accident, this benefit provides an additional lump sum to beneficiaries, when the death has taken place within 365 days of the accident.

Short Term Disability

This cover provides financial security for up to two years to an insured employee who is unable to perform the material and substantial duties of their role as a result of an accident or illness.

Long Term Disability

Long-term Disability cover provides financial security for insured employees who, as a reult of an accident or illness, are unable to carry out:
1. The material and substantial duties of their own occupation, and
2. Any suitable occupation (based on education, skills and experience)

Permanent Disability

Permanent and Total Disability cover provides a lump sum to insured employees who become permanently and totally disabled as a result of an accident or illness.

Contact us

Certain services included in your plan may be provided by third-party providers outside Vasukutumbkam Health Private Limited, such as the Expat Assistance Programme, Travel Security services, fitness app, Second Medical Opinion, and telemedicine services. If these services are part of your plan, they will be listed in your Table of Benefits. These services are subject to your acceptance of both the terms and conditions of your policy and those of the third-party providers. Please note that geographical restrictions may apply. The fitness app does not offer medical or health advice, and the wellness resources provided within Olive are for informational purposes only. These resources should not be considered a substitute for professional medical, physical, or psychological advice. They are also not intended to replace any diagnosis, treatment, assessment, or care that you may require from your doctor. By using these services, you acknowledge and agree that Vasukutumbkam Health Private Limited is not responsible or liable for any claim, loss, or damage arising directly or indirectly from your use of these third-party services.